1. Introduction

These Terms and Conditions govern the use of ModPay Services Ghana Limited’s website, services, and digital platforms. By accessing or using our services, you agree to comply with and be bound by these terms. If you do not agree, please refrain from using our services.

2. Definitions

• “Company” refers to ModPay Services Ghana Limited.
• “User” refers to any individual or business accessing our services.
• “Services” refers to all consulting, advisory, and technological solutions offered by ModPay Services Ghana Limited.
• “Website” refers to the official website of ModPay Services Ghana Limited.

3. Use of Services

• Users must provide accurate and complete information when engaging our services.
• Unauthorized use, modification, or redistribution of our services is strictly prohibited.
• Users must not engage in fraudulent, unlawful, or harmful activities when interacting with our platform.
• The company reserves the right to terminate services if users violate any of these terms.

4. Intellectual Property Rights

• All content, trademarks, logos, and intellectual property on our website and services remain the exclusive property of ModPay Services Ghana Limited.
• Users may not copy, distribute, or modify our content without prior written consent.
• Any unauthorized use of our intellectual property will result in legal action.

5. Payment and Fees

• Fees for our services are outlined in contractual agreements and must be paid within the agreed timeframe.
• Failure to make payments may result in service suspension or legal recovery actions.
• All payments must be made through authorized channels specified by ModPay Services Ghana Limited.

6. Confidentiality

• Both parties agree to maintain the confidentiality of any business, financial, or strategic information shared during service engagements.
• Confidential information shall not be disclosed to third parties without explicit consent unless required by law.

7. Limitation of Liability

• ModPay Services Ghana Limited is not liable for indirect, incidental, or consequential damages arising from the use of its services.
• While we strive for accuracy and reliability, we do not guarantee that our services will always be error-free or uninterrupted.
• Users assume full responsibility for any business decisions made based on our consulting and advisory services.

8. Third-Party Services

• Our services may integrate with third-party solutions, for which we are not responsible for their performance, security, or compliance.
• Users engaging third-party services through ModPay Services Ghana Limited do so at their own risk.

9. Termination

• ModPay Services Ghana Limited reserves the right to terminate service agreements for violations of these terms.
• Users may terminate agreements by providing written notice and settling any outstanding fees.

10. Governing Law

• These Terms and Conditions shall be governed by the laws of Ghana.
• Any disputes arising under these terms shall be resolved through arbitration or in a court of competent jurisdiction in Ghana.

11. Changes to Terms

• ModPay Services Ghana Limited may update these terms periodically.
• Continued use of our services after updates constitutes acceptance of the revised terms.

12. Contact Information

For any questions regarding these Terms and Conditions, please contact:

ModPay Services Ghana Limited [Insert Address] [Insert Email Address] [Insert Phone Number]

By using our services, you acknowledge and agree to these Terms and Conditions. We encourage users to review this document regularly to stay informed of any updates.